Most families are spending more and more money every year (and not just because the cost of living rose) while also saving less and less. One reason is that few household managers spend much time reviewing expenses and expenditures to find ways they can save money. However, almost every family has places where costs can be cut and pennies can be pinched -- and if those freed-up funds are then used to pay down debt and save for the future it could have a dramatic impact on their quality of life. Food is one big area where many families could…
