Accountant Salary in Hawaii: Quick Overview
If you’re considering a career as a accountant in Hawaii, here’s what you need to know about compensation. Hawaii accountants earn a median salary of $69,490 per year, which is -13.0% vs national average.
| Metric | Salary |
|---|---|
| Median Annual Salary | $69,490 |
| Entry-Level (10th Percentile) | $50,060 |
| Experienced (90th Percentile) | $115,890 |
| Estimated Employment | 4,980 workers |
| Salary Range | $50,060 – $115,890 |
How Hawaii Compares to Other States
Here are the top 5 highest-paying states for accountants across the country:
| State | Median Salary |
|---|---|
| District of Columbia | $101,940 |
| New York | $101,090 |
| New Jersey | $99,710 |
| California | $92,160 |
| Rhode Island | $92,150 |
Breaking Down the Numbers: What You’ll Actually Make
Let’s get real about the numbers. A accountant in Hawaii can expect their salary to grow significantly over their career:
- Starting out (first 1-3 years): Expect somewhere around $50,060 per year. This is the 10th percentile — meaning 10% of workers earn less than this.
- Mid-career (3-7 years): The median of $69,490 kicks in. Half of all accountants in Hawaii earn more than this, half earn less.
- Senior level (7+ years): Top earners pull in $115,890 or more. The 90th percentile represents the top 10% of earners in the field.
What Affects Your Salary as a Accountant in Hawaii
Several factors move the needle on your paycheck:
- Location within Hawaii: Major metro areas typically pay 10-20% more than rural areas. Cost of living plays a big role here.
- Industry: Tech companies, financial institutions, and consulting firms usually pay above median. Government and non-profit roles tend to pay below.
- Education and certifications: A bachelor’s degree is often the minimum. Specialized certifications can bump your salary by 5-15%.
- Experience: Each year of relevant experience adds roughly 2-4% to your base salary, with the biggest jumps in years 1-5.
- Company size: Companies with 500+ employees typically offer 8-12% higher base salaries but may have slower promotion cycles.
How to Maximize Your Accountant Salary in Hawaii
Want to push past the median? Here are strategies that actually work:
- Negotiate your starting offer: Companies expect negotiation. Aim for 10-15% above the initial offer. Use the data on this page as leverage.
- Switch companies every 2-3 years: Job hoppers see 8-12% salary increases vs 3-5% for staying put. It’s not loyalty that pays — it’s leverage.
- Build in-demand skills: Focus on skills that fewer people have. Check job postings in Hawaii to see what employers are desperate for.
- Get certified: Industry certifications show you’re serious. They also give HR a reason to classify you at a higher pay grade.
- Consider remote work: If your role allows it, work remotely for a company in a higher-paying state while enjoying Hawaii’s cost of living.
Accountant Salary by State
Wondering how Hawaii stacks up against the rest? Browse accountant salaries in other states:
- Alabama: $65,930
- Alaska: $78,580
- Arizona: $78,060
- Arkansas: $62,570
- California: $92,160
- Colorado: $84,200
- Connecticut: $81,560
- Delaware: $82,050
- District of Columbia: $101,940
- Florida: $76,480
- Georgia: $78,970
- Idaho: $62,610
- Illinois: $78,280
- Indiana: $74,590
- Iowa: $71,440
- Kansas: $75,870
- Kentucky: $67,210
- Louisiana: $66,310
- Maine: $76,660
- Maryland: $83,060
- Massachusetts: $87,890
- Michigan: $76,190
- Minnesota: $78,220
- Mississippi: $61,250
- Missouri: $70,870
- Montana: $67,190
- Nebraska: $68,950
- Nevada: $73,720
- New Hampshire: $78,860
- New Jersey: $99,710
What This Salary Looks Like After Cost of Living
Hawaii’s cost of living index sits at 134, which is above the national average of 100. That means your dollars don’t stretch as far here. A $69,490 salary in Hawaii feels more like earning $51,858 in a state with average costs. Housing is usually the biggest culprit — rent and home prices in Hawaii run significantly higher than most of the country.
Here’s the math: your median salary of $69,490 in Hawaii has the same purchasing power as earning roughly $51,858 in a state with average living costs. This is important when you’re comparing job offers across state lines — a higher number on paper doesn’t always mean more money in your pocket.
The biggest expenses that eat into your salary in Hawaii:
- Housing: Rent or mortgage is typically 30-40% of take-home pay for accountants in Hawaii.
- Transportation: Commuting costs vary widely — urban areas with public transit save money, while rural areas require car ownership.
- Healthcare: Expect to spend 5-10% of gross income on premiums, deductibles, and out-of-pocket costs.
- Taxes: State income tax, property tax, and sales tax all factor in. Some states are far more tax-friendly than others.
The takeaway? Don’t just look at the raw salary number. A $50,060 starting salary in Hawaii might actually give you more disposable income than a higher salary in a more expensive state.
Career Path: From $50,060 to $115,890
Your salary as a accountant in Hawaii won’t stay flat. Here’s what the typical progression looks like, based on BLS percentile data:
Years 0-3: Staff Accountant / Junior Auditor
Expected salary range: $50,060 – $57,569
Bookkeeping, journal entries, reconciliations, and preparing basic financial statements. You’re in the bottom quartile of earners, but this is where you build the foundation. Focus on learning fast, taking on stretch projects, and documenting your wins for future negotiations.
Years 3-7: Senior Accountant / Audit Manager
Expected salary range: $57,569 – $69,490
Managing complex accounts, leading audit engagements, advising clients on tax strategy. This is where most people hit the median. The jump from entry-level to mid-career is usually the biggest percentage increase you’ll see.
Years 7+: Controller / CFO / Partner
Expected salary range: $69,490 – $115,890+
Overseeing all financial operations, strategic planning, or becoming a partner at a firm. The top 10% of accountants in Hawaii earn $115,890 or more. Getting there usually requires a mix of specialized skills, leadership experience, and strategic career moves.
Key milestones that trigger salary jumps: changing companies (8-15% bump), getting promoted (10-20%), earning certifications (5-10%), and relocating to higher-paying markets within Hawaii.
How This Compares to Similar Jobs in Hawaii
Wondering if you’d make more in a related field? Here’s how accountant pay in Hawaii stacks up against comparable roles:
| Job Title | Median Salary | Entry-Level | Top 10% |
|---|---|---|---|
| Financial Analyst | $85,180 | $57,790 | $106,830 |
| Data Scientist | $129,930 | $64,620 | $200,880 |
| Marketing Manager | $126,110 | $81,230 | $201,776* |
Is it worth moving to a different state for a higher accountant salary?
Moving from Hawaii to a higher-paying state can boost your salary, but run the numbers on cost of living first. A 20% salary increase means nothing if housing costs 40% more. Use the adjusted salary comparison on this page to make an informed decision.
What’s the salary range for accountants with 10+ years of experience in Hawaii?
With 10+ years of experience, accountants in Hawaii typically earn between $76,439 and $115,890. The top earners often have specialized skills, management experience, or work in high-demand industries. Senior-level roles may also include equity, bonuses, or profit-sharing that push total compensation well above the base salary figures shown here.
The Bottom Line on Accountant Salaries in Hawaii
Based on BLS data, accountants in Hawaii can expect a solid earning trajectory over their career. The key is to negotiate your starting salary aggressively, switch companies every few years for bigger jumps, and invest in skills that are actually in demand in Hawaii’s job market. Don’t sleep on certifications and professional development — they’re often the difference between staying at median pay and breaking into the top quartile. And if you’re comparing offers from different states, always factor in cost of living. A lower salary in Hawaii might actually leave you with more money at the end of the month than a higher salary somewhere expensive. Use the data on this page to make smarter career and financial decisions.
Frequently Asked Questions
Is $69,490 a good salary for a Accountant in Hawaii?
The median salary of $69,490 for accountants in Hawaii is around the national average. Whether it’s “good” depends on your experience level, the specific industry you work in, and Hawaii’s cost of living. For a single person in most parts of Hawaii, this salary provides a comfortable lifestyle.
How much do entry-level accountants make in Hawaii?
Entry-level accountants in Hawaii typically earn around $50,060 per year. This varies by industry and whether you’re in a metro or rural area. Internships and co-ops during school can help you start at a higher pay band.
What’s the job outlook for accountants in Hawaii?
There are approximately 4,980 accountants employed in Hawaii. Job growth varies by specialty, but roles requiring digital skills and data analysis tend to see stronger demand. Check the BLS Occupational Outlook Handbook for the latest projections.
Do accountants in Hawaii get benefits on top of salary?
Most full-time accountant positions in Hawaii include benefits worth roughly 30% of base salary: health insurance, retirement contributions (often 3-6% match), paid time off (15-25 days), and sometimes bonuses or profit sharing.